Nationality
Applicant must be an Indian citizen
Starting from
Interest Rate
Owning a car, whether brand-new or pre-owned, is a symbol of convenience and freedom, but it also comes with a financial commitment. A Used Car Loan is the perfect solution for those looking to own a reliable vehicle without stretching their budget. With rising car prices, choosing a second-hand vehicle has become a smart choice for many buyers, and with easy financing options, you don’t have to compromise on your dream car. A Used Car Loan allows you to spread the cost over manageable EMIs while keeping your savings intact.
At Networth Advisory, we make it simple and stress-free to finance your car purchase. Whether it’s a compact hatchback, a family sedan, a stylish SUV, or even a luxury car, our lending solutions ensure quick approvals, competitive interest rates starting from 12.5%, and minimal paperwork. We’re here to help you upgrade your lifestyle and own the vehicle you’ve always wanted without unnecessary delays or hassles. Drive your dream car today with ease and confidence!
You do not need to put up any additional collateral while availing a used car loan. This is because your car itself will act as a security with the lender and in case you fail to repay the loan, the lender has the right to repossess the vehicle and sell it off to settle the outstanding loan balance that you owe.
The interest rate of a car loan can either be fixed or floating (variable) in nature. With us, you enjoy Reduced interest rates making used car loans the perfect choice for funding your brand new car.
Drive your ideal used car with reduced interest and start your journey today!
Pick the loan tenure that best suits you, from our broad, easy, and fluid repayment tenure of up to 60 months in used car loan. With a repayment term that adapts to your unique needs, you can take control of your finances without stress.
You can get up to 100% funding on the car’s on-road price. You don’t have to shell out your savings or wait long to buy your dream car.
Let your savings grow while you hit the road in style!
Lenders have set easy and minimal eligibility criteria to ensure that everyone from salaried professionals and self-employed individuals, to entrepreneurs and others can apply for a car loan effortlessly.
Unlike conventional car loans that may take many days, weeks or even months to process, special benefits like quick disbursal of funds ensure that you don’t need to wait any longer to get behind the wheel of your own car.
Know your creditworthiness instantly
A healthy credit score improves your loan approvals and helps you secure better interest rates. Check your score now and get personalized advice on improving it.
No need for extra collateral as your car itself acts as security. The lender can repossess and sell it only if you fail to repay.
Choose between fixed or floating rates. Enjoy reduced rates, making used car loans affordable and ideal for your purchase.
Select repayment tenures of up to 60 months, customized to your needs, ensuring financial flexibility and ease.
Get up to 100% funding of your car's value. Keep your savings safe while still driving your dream car in style.
Easy eligibility requirements mean salaried professionals, self-employed individuals, and entrepreneurs can apply effortlessly.
Get quick loan disbursal without waiting weeks. Special benefits ensure faster processing so you can get your car sooner.
Applicant must be an Indian citizen
21 to 65 years at loan maturity
Salaried, self-employed, or business owners
₹20,000 per month or as per city norms
Car should not exceed 8 years at loan end
Preferred score: 700+ for best rates
"Buying my first car was so easy with their support! Quick approvals and smooth paperwork process made it stress-free."
Delhi
"Got the best loan deal for my used car! They were transparent and helped me at every step."
Delhi
"Super quick approval and minimal documents! I’m now driving my dream car thanks to their amazing service."
Delhi
A used car loan is a financing option that helps you purchase a pre-owned car by paying in easy EMIs instead of full payment upfront.
Salaried individuals, self-employed professionals, and business owners who meet basic eligibility like age and income criteria can apply.
You’ll typically need ID proof, address proof, income proof (salary slips/ITR), and car details to apply for a used car loan.
Interest rates usually range from 9% to 16% depending on your credit score, income, and the lender’s policies.
The loan tenure typically ranges from 12 months to 60 months, offering flexibility to choose EMI as per your budget.
With proper documents, approval can be done within 24–48 hours, and disbursal usually takes 2–5 working days.
