Nationality
Indian Citizen or NRI
Starting From
Interest Rate
Your property is more than just an asset — it’s a powerful financial tool that can help you achieve your biggest dreams. With a Loan Against Property (LAP), you can unlock the hidden value of your residential or commercial property and gain access to substantial funds at affordable interest rates starting from 9%. Whether you need capital for your business, funds for your child’s higher education, medical expenses, debt consolidation, or any other high-value requirement, pledging your property gives you the flexibility to meet these needs without selling your valuable asset.
At Networth Advisory, we make the process simple, transparent, and hassle-free, ensuring quick approvals with minimal paperwork. Our partnerships with leading banks and NBFCs allow us to customize solutions based on your repayment capacity and goals, so you can enjoy financial freedom without stress. With a Loan Against Property, you retain ownership of your asset while leveraging its value to fuel your ambitions. Take a confident step toward fulfilling your dreams — your property can open doors to endless opportunities.
Independent houses, flats, or apartments.
Malls, shops, , complexes, schools, hospitals, etc.
Factories, warehouses, or processing units.
Non-agricultural land.
1. Travel the World
2. Purchase of Equipment
3. Tackle Health Emergencies
4. Finance Wedding Expenses
5. Cover Higher Education Cost
6. Consolidate High-Interest Debt
7. Finance Business and Expansion Plans
You can avail as much as 90% of the property’s market value as a LAP, depending on the property, eligibility, and the lender you choose.
On the basis of the lender you pick, you can avail a loan repayment tenure of as long as 20 years, depending on the eligible age of the borrowers. You can pay the EMIs without any financial strain.
Reap the benefits of affordable interest rates with Networth Advisory. These fair interest rates are tailored based on your requirements and repaying capacity.
The LTV varies from lender to lender. At Networth Advisory, you will be able to compare the various margin rates and pick the one that fits you the best.
You can transfer your existing loan against property with another lender and ease your financial burden. Depending on your credit score, credit history, and income, you may get the best property loan rates available in the market.
Experience simplified documentation, prompt processing, and swift disbursal with us. Being a secured loan, it becomes easier for lenders to provide funds to the borrower as it is backed by collateral.
Know your creditworthiness instantly
A healthy credit score improves your loan approvals and helps you secure better interest rates. Check your score now and get personalized advice on improving it.
Get loans up to 90% of your property's market value, depending on eligibility and lender policies.
Enjoy repayment terms of up to 20 years, making EMIs more manageable for your budget.
Benefit from affordable interest rates tailored to your profile and repayment capacity.
Compare and choose from the best LTV ratios across multiple lenders to maximize your funding.
Shift your existing LAP to another lender for lower interest rates and better repayment terms.
Enjoy minimal documentation, quick approvals, and faster disbursals backed by collateral security.
Independent houses, flats, or apartments.
Malls, shops, complexes, schools, hospitals, etc.
Factories, warehouses, or processing units.
Non-agricultural land plots.
Indian Citizen or NRI
Residential or Commercial Property in Your Name
700 or above preferred
Regular income proof required
Up to 15 years
25 to 65 years
"I got funding against my property within just 48 hours. The process was smooth and completely hassle-free."
"The team helped me unlock the value of my property at the best interest rate. Highly professional and transparent service."
"Loan Against Property gave me the working capital I needed to expand my business. Quick approval and minimum paperwork!"
A Loan Against Property (LAP) is a secured loan where you pledge your residential, commercial, or industrial property as collateral while still retaining ownership.
Both salaried and self-employed individuals, as well as businesses, can apply for LAP if they meet the lender’s eligibility criteria.
The repayment period generally ranges from 5 years to 15 years, depending on the lender and borrower profile.
You can get up to 60–70% of your property’s market value as a loan, subject to eligibility and lender policies.
Residential, commercial, and industrial properties, along with non-agricultural land, are eligible for LAP.
With proper documentation, a Loan Against Property can be approved within 3 to 7 working days depending on the lender.
