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Unsecured Small Business Loan

Starting from

20%

Interest Rate

An Unsecured Small Business Loan is often more streamlined than for secured loans. Small business owners can apply online, and approval times are generally faster. It is an excellent option for entrepreneurs who need quick funding but do not have sufficient collateral or do not want to risk personal or business assets.

When it comes to your business, you are willing to do everything in your power to ensure that it grows and flourishes. With Unsecured Small Business Loans, we help you expand your business and reach new heights. Whether it is to expand to new markets, purchase new equipment or inventory, invest in infrastructure, or increase your working capital, Networth Advisory delivers you collateral-free small business lending solutions from reputed financial institutions, that cater to your various requirements. A small business loan helps your business meet its goals & objectives or provides the financial cushion it demands to take the next steps. By availing a collateral-free Small Business Loan via Networth Advisory.    

Unsecured Small Business Loan Features and Benefits

Zero Collateral

Zero Collateral

Unsecured small business loans end the fuss of putting valuable personal or business assets at stake in exchange for credit. Your business can effortlessly get a collateral-free loan by fulfilling the eligibility criteria.

Low Interest rates

Low Interest Rates

Take advantage of the attractive loan interest rates with us. You can get tailored interest rates based on the funding needed and your repaying capacity.

Safe and secure process

Flexible Repayment Terms

Repay your small business loan with convenient EMIs. Choose a tenure that works for you ranging from 12 months to 48 months.

loan release, loan approved

Quick disbursal

Enjoy a fast approval and swift disbursal with us. You get your loan amounts into your bank account just within 3 days. This way, your business’ growth will not be hindered by a scarcity of funds.

Credit score

Improves Credit Score

Paying off the loan on time will eventually boost your credit score. With an enhanced credit score, you’ll have an easier time qualifying for additional funds in the future with better terms later on if needed.

Repayment option

Totally Secure Process

We use safe channels & secure links to safeguard your sensitive data. At Networth Advisory, trust & safety are taken very seriously.

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Check Your Credit Score

Know your creditworthiness instantly

A healthy credit score improves your loan approvals and helps you secure better interest rates. Check your score now and get personalized advice on improving it.

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Unsecured Small Business Loan Features and Benefits

Unsecured Small Business Loan Features and Benefits

Simple, collateral-free funding options with flexible repayment and quick approvals.

Zero Collateral

Unsecured small business loans remove the need to pledge your assets, giving you hassle-free access to credit.

Low Interest Rates

Get tailored interest rates based on your repayment capacity and funding needs.

Flexible Repayment Terms

Choose a repayment period that suits your business, ranging from 12 months to 48 months.

Quick Disbursal

Fast approval and disbursal ensure funds reach your account in as little as 3 days.

Improves Credit Score

Paying on time boosts your credit score, opening doors to future loans and higher limits.

Totally Secure Process

We use secure channels and advanced encryption to protect your sensitive data at all times.

Eligibility Criteria for Unsecured Small Business Loan

Business Vintage

Business operational for at least 1–3 years

Minimum Turnover

Stable annual turnover as per lender policy

KYC Compliance

Valid ID proof & address proof of owner required

Business Registration

Proprietorship, Partnership, LLP or Pvt Ltd

Credit Score

Good credit history preferred

Bank Statements

6–12 months of statements required

What Our Customer Say

"Getting funds for my startup was super quick! The unsecured business loan process was simple, and I didn’t have to pledge any collateral."

S

Sandeep Khurana

Startup Founder

"I was able to expand my store inventory smoothly. The flexible repayment plan is a lifesaver for small businesses like ours."

N

Neha Agarwal

Retail Business Owner

"Quick approvals and minimal paperwork — exactly what I needed to manage my business cash flow during the busy season."

R

Rajat Malhotra

Restaurant Owner

Unsecured Small Business Loan - FAQs

An unsecured small business loan is funding provided to your business without requiring you to pledge collateral or assets. It's ideal for managing cash flow, expansion, or working capital needs.

Small business owners, entrepreneurs, and self-employed individuals with a minimum of 1-2 years of business operations and a healthy credit score can apply.

The repayment tenure generally ranges from 12 months to 60 months, depending on your business cash flow and lender’s terms.

The interest rate is based on factors like your business revenue, credit score, repayment history, and overall financial profile.

You can get anywhere between ₹1 lakh to ₹50 lakh depending on your business performance and eligibility.

With minimal documentation and a simple verification process, your loan can be approved and disbursed within 48-72 hours.

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