In today’s highly competitive business environment, managing working capital effectively can make or break your operations—especially in bustling commercial hubs like Delhi. Whether you’re a manufacturer in Bawana, a trader in Karol Bagh, or a supplier in Okhla, delayed payments from clients can seriously impact your ability to run your business smoothly.
This is where Purchase Invoice Discounting becomes a powerful financial tool—and with Networth Advisory, businesses in Delhi can now access funding between ₹50 Lakh to ₹3 Crore, without the burden of traditional loans.
In this comprehensive guide, we’ll walk you through every detail you need to know about how to avail this facility step by step.
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Purchase Invoice Discounting is a short-term finance solution that allows a buyer (you) to make immediate payment to a supplier based on a purchase invoice, using funds provided by a financial intermediary like Networth Advisory.
Instead of using your own cash or waiting for a longer credit period, Networth Advisory discounts the invoice amount and pays the supplier on your behalf. You, as the buyer, then repay Networth Advisory after the agreed duration.
Purchase Invoice Discounting is based on your purchase invoices.
You are the buyer, not the seller.
You use this facility to pay your supplier early, rather than receive early payments from your customers.
This makes it ideal for companies that want to maintain a strong supply chain, avoid production delays, and take advantage of early payment discounts from vendors.
Delhi has become a major hub for manufacturing, trading, and services. But even successful businesses face:
Delayed client payments
Bulk order challenges
Limited cash reserves
Tight supplier deadlines
Need to procure raw materials urgently
Suppliers demand advance payments
Traditional bank loans take too long or require collateral
Seasonal demand requires bulk purchases
Networth Advisory addresses these problems by offering a working capital solution that is:
Fast
Flexible
Collateral-free
To avail Purchase Invoice Discounting through Networth Advisory, you should meet basic eligibility criteria. Here’s a detailed breakdown:
Private limited companies
Partnership firms
Proprietorship firms
LLPs
Mid-sized corporates
Whether you operate in textiles, FMCG, electronics, construction, chemicals, or packaging, you may be eligible.
You should be a GST-registered business
Minimum turnover typically above ₹5–10 crore annually
Active purchase invoices with verified, GST-compliant suppliers
A good repayment track record (CIBIL or business credit score is considered)
Networth Advisory offers funding between ₹50 Lakh to ₹3 Crore, making it ideal for both mid-size and growing companies.
One of the biggest advantages of applying through Networth Advisory is the streamlined documentation. Here’s what you’ll typically need:
Company PAN card
GST registration certificate
Company incorporation documents (MOA, AOA, Partnership Deed, etc.)
Last 2 years’ audited financials
Latest bank statements (6–12 months)
Latest GST returns
Purchase orders
Purchase invoices from suppliers
Supplier KYC details
Delivery challans or proof of transaction (if available)
Don’t worry if this seems a lot—Networth Advisory provides one-on-one support throughout the documentation and onboarding process.
Here’s a detailed walkthrough of how you can avail purchase invoice discounting through Networth Advisory:
Speak with a loan advisor at Networth Advisory.
Discuss your business type, supplier base, cash flow needs, and funding requirement.
Based on this, your advisor will suggest the right discounting facility.
Upload or submit required business and financial documents.
Provide sample invoices and supplier details.
Networth Advisory uses a fast-track approval model that minimizes time spent on paperwork.
Your business credit health is assessed.
Suppliers’ invoices are verified.
Networth Advisory may contact suppliers to validate authenticity.
Because Networth Advisory specializes in invoice-backed financing, the process is typically much faster than banks.
Based on your profile, a discounting limit (anywhere between ₹50 Lakh to ₹3 Crore) is sanctioned.
You are informed about:
Applicable discounting rate
Tenure (usually 30–90 days)
Repayment terms
Once the invoice is approved, Networth Advisory releases payment directly to your supplier.
Your supplier is happy, you get the goods/services without cash blockages, and your supply chain remains intact.
You repay Networth Advisory within the agreed timeline (once you receive payment from your client or within the due date).
The entire cycle is repeatable, and you can continue using it as needed.
Here’s what makes Networth Advisory the preferred choice for businesses in Delhi:
Access between ₹50 Lakh to ₹3 Crore
Ideal for businesses dealing with bulk procurement or high-volume transactions
Quick document verification
Fast disbursement once the limit is approved
Based on invoice and transaction strength—not property or machinery
Use the facility multiple times across different suppliers
No need to apply for new loans repeatedly
Personal advisors who understand your sector and challenges
Full support during documentation, verification, and repayment
If your Delhi-based business is dealing with supplier payment delays, inventory challenges, or seasonal cash crunches, purchase invoice discounting through Networth Advisory can be the smartest financial move you make.
It’s fast, flexible, and designed to help your business grow without piling on debt.
Get in touch with Networth Advisory today and unlock working capital starting from ₹50 Lakh up to ₹3 Crore—no waiting, no heavy collateral, just powerful financial support when you need it most.
