How to Avail Purchase Invoice Discounting Services in Delhi with Networth Advisory

In today’s highly competitive business environment, managing working capital effectively can make or break your operations—especially in bustling commercial hubs like Delhi. Whether you’re a manufacturer in Bawana, a trader in Karol Bagh, or a supplier in Okhla, delayed payments from clients can seriously impact your ability to run your business smoothly.

This is where Purchase Invoice Discounting becomes a powerful financial tool—and with Networth Advisory, businesses in Delhi can now access funding between ₹50 Lakh to ₹3 Crore, without the burden of traditional loans.

In this comprehensive guide, we’ll walk you through every detail you need to know about how to avail this facility step by step.

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✅ Step 1: Understand What Purchase Invoice Discounting Is

🔍 What Is Purchase Invoice Discounting?

Purchase Invoice Discounting is a short-term finance solution that allows a buyer (you) to make immediate payment to a supplier based on a purchase invoice, using funds provided by a financial intermediary like Networth Advisory.

Instead of using your own cash or waiting for a longer credit period, Networth Advisory discounts the invoice amount and pays the supplier on your behalf. You, as the buyer, then repay Networth Advisory after the agreed duration.

💡 Why It’s Different from Invoice Factoring or Sales Discounting:

• Purchase Invoice Discounting is based on your purchase invoices.

• You are the buyer, not the seller.

• You use this facility to pay your supplier early, rather than receive early payments from your customers.

This makes it ideal for companies that want to maintain a strong supply chain, avoid production delays, and take advantage of early payment discounts from vendors.

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✅ Step 2: Why Businesses in Delhi Are Opting for It

🏙 Delhi’s Fast-Growing SME Ecosystem

Delhi has become a major hub for manufacturing, trading, and services. But even successful businesses face:

• Delayed client payments

• Bulk order challenges

• Limited cash reserves

• Tight supplier deadlines

🔧 Common Business Problems Solved

• Need to procure raw materials urgently

• Suppliers demand advance payments

• Traditional bank loans take too long or require collateral

• Seasonal demand requires bulk purchases

Networth Advisory addresses these problems by offering a working capital solution that is:

• Fast

• Flexible

• Collateral-free

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✅ Step 3: Who Is Eligible?

To avail Purchase Invoice Discounting through Networth Advisory, you should meet basic eligibility criteria. Here’s a detailed breakdown:

🏢 Business Type

• Private limited companies

• Partnership firms

• Proprietorship firms

• LLPs

• Mid-sized corporates

Whether you operate in textiles, FMCG, electronics, construction, chemicals, or packaging, you may be eligible.

📄 Basic Criteria

• You should be a GST-registered business

• Minimum turnover typically above ₹5–10 crore annually

• Active purchase invoices with verified, GST-compliant suppliers

• A good repayment track record (CIBIL or business credit score is considered)

💰 Funding Range

Networth Advisory offers funding between ₹50 Lakh to ₹3 Crore, making it ideal for both mid-size and growing companies.

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✅ Step 4: Documents Required – What to Prepare

One of the biggest advantages of applying through Networth Advisory is the streamlined documentation. Here’s what you’ll typically need:

✅ Business Documents:

• Company PAN card

• GST registration certificate

• Company incorporation documents (MOA, AOA, Partnership Deed, etc.)

✅ Financial Documents:

• Last 2 years’ audited financials

• Latest bank statements (6–12 months)

• Latest GST returns

✅ Transactional Documents:

• Purchase orders

• Purchase invoices from suppliers

• Supplier KYC details

• Delivery challans or proof of transaction (if available)

Don’t worry if this seems a lot—Networth Advisory provides one-on-one support throughout the documentation and onboarding process.

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✅ Step 5: Step-by-Step Process to Apply with Networth Advisory

Here’s a detailed walkthrough of how you can avail purchase invoice discounting through Networth Advisory:

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1. Initial Consultation

• Speak with a loan advisor at Networth Advisory.

• Discuss your business type, supplier base, cash flow needs, and funding requirement.

• Based on this, your advisor will suggest the right discounting facility.

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2. Submit Documents

• Upload or submit required business and financial documents.

• Provide sample invoices and supplier details.

Networth Advisory uses a fast-track approval model that minimizes time spent on paperwork.

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3. Evaluation and Due Diligence

• Your business credit health is assessed.

• Suppliers’ invoices are verified.

• Networth Advisory may contact suppliers to validate authenticity.

Because Networth Advisory specializes in invoice-backed financing, the process is typically much faster than banks.

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4. Sanctioning the Facility

• Based on your profile, a discounting limit (anywhere between ₹50 Lakh to ₹3 Crore) is sanctioned.

• You are informed about:

  • Applicable discounting rate

  • Tenure (usually 30–90 days)

  • Repayment terms

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5. Funds Disbursement

• Once the invoice is approved, Networth Advisory releases payment directly to your supplier.

• Your supplier is happy, you get the goods/services without cash blockages, and your supply chain remains intact.

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6. Repayment Cycle

• You repay Networth Advisory within the agreed timeline (once you receive payment from your client or within the due date).

• The entire cycle is repeatable, and you can continue using it as needed.

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✅ Step 6: Benefits of Purchase Invoice Discounting with Networth Advisory

Here’s what makes Networth Advisory the preferred choice for businesses in Delhi:

🚀 High Funding Range

• Access between ₹50 Lakh to ₹3 Crore

• Ideal for businesses dealing with bulk procurement or high-volume transactions

📈 Fast Processing

• Quick document verification

• Fast disbursement once the limit is approved

🛡 No Collateral Required

• Based on invoice and transaction strength—not property or machinery

💼 Ongoing Working Capital Support

• Use the facility multiple times across different suppliers

• No need to apply for new loans repeatedly

🧑‍💼 Expert Guidance

• Personal advisors who understand your sector and challenges

• Full support during documentation, verification, and repayment

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🏁 Final Words: Take the First Step Today

If your Delhi-based business is dealing with supplier payment delays, inventory challenges, or seasonal cash crunches, purchase invoice discounting through Networth Advisory can be the smartest financial move you make.

It’s fast, flexible, and designed to help your business grow without piling on debt.

✅ Ready to apply?

Get in touch with Networth Advisory today and unlock working capital starting from ₹50 Lakh up to ₹3 Crore—no waiting, no heavy collateral, just powerful financial support when you need it most.