CASH-FLOW BASED BUSINESS FUNDING

Funding That Moves
Your Business Forward.

Explore unsecured business funding options to support working capital, inventory purchases, supplier payments and day-to-day business expenses.

No Collateral

Subject to product terms

Business-Focused

Funding options based on your requirements

Personal Guidance

Support throughout the funding process

Check Your Eligibility

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10,000+

Customers served

Banks & Private Financiers

Multiple Funding Channels

4.8

Customer rating

1 Yr+

Minimum vintage

OVERVIEW

What is an unsecured cash business loan?

An unsecured business loan can help businesses meet working capital requirements, manage inventory purchases, pay suppliers and support day-to-day operations without pledging property as collateral, subject to the lender’s terms.

At Networth Advisory, we help business owners explore suitable funding options through banks, NBFCs and private finance providers. Based on your business profile, financial performance and funding requirements, we guide you towards options that may fit your needs.

01

Understand Your Funding Needs

02

Know Your Eligibility

03

Review Loan Terms

04

Plan Your Repayments

FEATURES & BENEFITS

Fast funding, built around your cash flow

01

Collateral-Free

No need to pledge any asset or property to get funded.

02

Cash-Flow Based Approval

Some lenders assess your business performance and cash flow, not just assets.

03

Speedy Approval

Fast approval and disbursal so urgent needs don’t wait.

04

Flexible Repayment

Repayment plans that fit the way your business earns.

05

Low or No Credit History

Such profiles can be considered by some lenders, with proper documentation.

06

Minimal Documentation

Simple verification with a short document checklist.

THE PROCESS

Five simple steps to funding

01

Initial Discussion

Discuss your business needs, funding purpose and expected loan amount with our team.

02

Financial Overview

Understand the financial details lenders may consider, including turnover, existing liabilities and cash flow.

03

Document Preparation

Keep relevant business records, KYC details and financial statements ready for assessment.

04

Funding Option Review

Explore available options through banks, NBFCs and private finance providers based on your profile.

05

Lender Assessment

The lender evaluates your application and decides the approval, terms and disbursement.

ELIGIBILITY & TERMS

Do you qualify?

AGE

21 – 65 Yrs

At the time of application

BUSINESS VINTAGE

1+ Year

With proof of Gst

TURNOVER

Consistent

Yearly turnover, per lender criteria

CREDIT HISTORY

Low / No Score OK

With proper documentation

APPLICANT

Proprietor / Partner / Pvt Ltd / LLP

All entity types

COLLATERAL

None

No asset to pledge

Funding at a glance

Interest rate

Varies lender to lender

Loan amount

10L to 5Cr

Repayment tenure

Easy EMI plans

Collateral

Not required

Approval based on

Business performance & cash flow

DOCUMENTS

  • KYC (ID & address proof)
  • Business registration / GST
  • Bank statements (6–12 months)
  • Income proof

WHO CAN APPLY

Built for every kind of business owner

A wide range of property types is accepted, subject to lender policy and verification.

01

Proprietors

Individual business owners operating a proprietorship and seeking funds for business needs.

02

Partners

Businesses operated by two or more partners to manage working capital or support growth.

03

Private Limited

Registered companies exploring funding for operational expenses, inventory or expansion.

04

LLP

Registered LLPs looking for financing options to support business operations and growth.

FAQS

Frequently asked questions

What is an unsecured cash business loan?

A business loan that does not need any collateral or security. Approval can be based on your business performance and cash flow, so it suits businesses that need funds quickly without pledging assets.

Who is eligible?

Yes. The entire process can be done through a simple online application, without visiting a branch.

What documents are required?

KYC (ID and address proof), business proof (GST or registration), 6 to 12 months of bank statements and income proof.

Can I get a loan without collateral?

Yes. Eligible businesses can be funded without pledging any property or asset.

What can I use the funds for?

Inventory, salaries, working capital, urgent expenses or business growth.

Can I apply with a very low credit score?

Some NBFCs and fintech lenders focus on business performance and may consider such profiles, subject to verification and proper documentation.

GET STARTED

Get the funds your business needs without collateral.

Speak to a Networth advisor today no obligation, complete clarity.