CASH-FLOW BASED BUSINESS FUNDING
Funding That Moves
Your Business Forward.
Explore unsecured business funding options to support working capital, inventory purchases, supplier payments and day-to-day business expenses.
No Collateral
Subject to product terms
Business-Focused
Funding options based on your requirements
Personal Guidance
Support throughout the funding process
Check Your Eligibility
Share your details - an advisor will call you back.
10,000+
Customers served
Banks & Private Financiers
4.8
Customer rating
1 Yr+
Minimum vintage
OVERVIEW
What is an unsecured cash business loan?
An unsecured business loan can help businesses meet working capital requirements, manage inventory purchases, pay suppliers and support day-to-day operations without pledging property as collateral, subject to the lender’s terms.
At Networth Advisory, we help business owners explore suitable funding options through banks, NBFCs and private finance providers. Based on your business profile, financial performance and funding requirements, we guide you towards options that may fit your needs.
01
Understand Your Funding Needs
02
Know Your Eligibility
03
Review Loan Terms
04
Plan Your Repayments
FEATURES & BENEFITS
Fast funding, built around your cash flow
01
Collateral-Free
No need to pledge any asset or property to get funded.
02
Cash-Flow Based Approval
Some lenders assess your business performance and cash flow, not just assets.
03
Speedy Approval
Fast approval and disbursal so urgent needs don’t wait.
04
Flexible Repayment
Repayment plans that fit the way your business earns.
05
Low or No Credit History
Such profiles can be considered by some lenders, with proper documentation.
06
Minimal Documentation
Simple verification with a short document checklist.
THE PROCESS
Five simple steps to funding
01
Initial Discussion
Discuss your business needs, funding purpose and expected loan amount with our team.
02
Financial Overview
Understand the financial details lenders may consider, including turnover, existing liabilities and cash flow.
03
Document Preparation
Keep relevant business records, KYC details and financial statements ready for assessment.
04
Funding Option Review
Explore available options through banks, NBFCs and private finance providers based on your profile.
05
Lender Assessment
The lender evaluates your application and decides the approval, terms and disbursement.
ELIGIBILITY & TERMS
Do you qualify?
AGE
21 – 65 Yrs
At the time of application
BUSINESS VINTAGE
1+ Year
With proof of Gst
TURNOVER
Consistent
Yearly turnover, per lender criteria
CREDIT HISTORY
Low / No Score OK
With proper documentation
APPLICANT
Proprietor / Partner / Pvt Ltd / LLP
All entity types
COLLATERAL
None
No asset to pledge
Funding at a glance
Interest rate
Varies lender to lender
Loan amount
10L to 5Cr
Repayment tenure
Easy EMI plans
Collateral
Not required
Approval based on
Business performance & cash flow
DOCUMENTS
- KYC (ID & address proof)
- Business registration / GST
- Bank statements (6–12 months)
- Income proof
WHO CAN APPLY
Built for every kind of business owner
A wide range of property types is accepted, subject to lender policy and verification.
01
Proprietors
Individual business owners operating a proprietorship and seeking funds for business needs.
02
Partners
Businesses operated by two or more partners to manage working capital or support growth.
03
Private Limited
Registered companies exploring funding for operational expenses, inventory or expansion.
04
LLP
Registered LLPs looking for financing options to support business operations and growth.
FAQS
Frequently asked questions
A business loan that does not need any collateral or security. Approval can be based on your business performance and cash flow, so it suits businesses that need funds quickly without pledging assets.
Yes. The entire process can be done through a simple online application, without visiting a branch.
KYC (ID and address proof), business proof (GST or registration), 6 to 12 months of bank statements and income proof.
Yes. Eligible businesses can be funded without pledging any property or asset.
Inventory, salaries, working capital, urgent expenses or business growth.
Some NBFCs and fintech lenders focus on business performance and may consider such profiles, subject to verification and proper documentation.
GET STARTED
Get the funds your business needs without collateral.
Speak to a Networth advisor today no obligation, complete clarity.