WORKING CAPITAL SUPPORT

Pay suppliers today.
Repay on your terms.

Purchase invoice financing / discounting that releases the working capital tied up in your invoices online, collateral-free and with minimal paperwork.

14%

Starting rate p.a.

₹50L–3Cr+

Funding amount

8 hrs

Supplier payment

Check Your Eligibility

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10,000+

Customers served

20+

Bank & NBFC partners

4.8

Customer rating

No

Collateral required

OVERVIEW

What is purchase invoice financing?

It is a working capital solution where your business receives funds against purchase invoices before the payment is due. Your supplier is paid on time, and you get a longer credit period to settle the dues.

Built for manufacturers, traders and contractors who need to pay suppliers, buy raw materials or fulfil large orders without blocking cash flow. Networth Advisory brings you funding from partner banks and NBFCs with minimal documents and quick approval.

01

Your supplier raises an invoice

02

Lender verifies & pays the supplier

03

You get an extended credit period

04

You repay the lender as agreed

THE PROCESS

How it works in six steps

From invoice to supplier payment fully digital and fast.

01

Raise Purchase Invoice

Upload the supplier’s purchase invoice on the partner lender’s financing portal.

02

Quick Verification

A digital system checks the invoice and supplier details.

03

Approval Process

Terms are confirmed and funds are prepared for disbursal.

04

Supplier Paid in 8 Hours

Your supplier is paid directly, within 8 working hours.

05

Extended Credit Period

You get extra time to settle the dues with the lender.

06

Simple Repayment

Repay as per the agreed terms no complexity.

 

FEATURES & BENEFITS

Funding that keeps your
business moving

Instant Cash Flow

Immediate funds against your unpaid invoices.

No Collateral Required

No assets or property need to be pledged against the funding.

Boost Business Growth

Cover raw materials, inventory or new bulk orders without delay.

Quick Approval & Disbursal

Fast credit so you never miss a supplier deadline.

Flexible Financing

Finance specific invoices, exactly as and when you need.

Better Supplier Relationships

Timely payments build credibility and stronger vendor terms.

ELIGIBILITY & TERMS

Do you qualify?

TURNOVER

₹20 Cr+

Annual business turnover

CIBIL SCORE

685+

For approval & best rates

VINTAGE

3+ Years

Minimum business age

TRACK RECORD

No Defaults

For business & promoters

PROPERTY

1 Property

Applicant should own at least one

KYC

Valid Documents

PAN, GST, company registration

Funding at a glance

Interest rate

Starting 14% p.a.

Funding amount

₹50 Lakhs – ₹3 Cr+

Repayment tenure

30 – 90 days

Collateral

Not required

Rate & limit

Based on profile & cash flow

DOCUMENTS REQUIRED

Owner KYC

Audited financials

Property ownership proof

GST returns

Purchase invoices

CLIENT VOICES

Businesses we have helped

FAQS

Frequently asked questions

What is purchase invoice financing?

A short-term funding solution where your supplier invoices are financed, so suppliers are paid faster while you get extra time to repay.

Who is eligible?

Manufacturers, traders and contractors with an annual turnover of ₹20 Cr+, a CIBIL score of 685+ and no past defaults

What documents are required?

Owner KYC, GST returns, audited financials, purchase invoices and property ownership proof.

Can I apply online?

Yes. The application and invoice submission can be done online with minimal paperwork.

What is the repayment tenure?

Flexible usually between 30 and 90 days, depending on the lender and the invoice.

How fast is the approval?

Some lenders offer instant approval based on your turnover and business profile. Suppliers are typically paid within 8 working hours of approval.