WORKING CAPITAL SUPPORT
Repay on your terms.
Purchase invoice financing / discounting that releases the working capital tied up in your invoices online, collateral-free and with minimal paperwork.
14%
Starting rate p.a.
₹50L–3Cr+
Funding amount
8 hrs
Supplier payment
Check Your Eligibility
Share your details - an advisor will call you back.
10,000+
Customers served
20+
4.8
Customer rating
No
Collateral required
OVERVIEW
What is purchase invoice financing?
It is a working capital solution where your business receives funds against purchase invoices before the payment is due. Your supplier is paid on time, and you get a longer credit period to settle the dues.
Built for manufacturers, traders and contractors who need to pay suppliers, buy raw materials or fulfil large orders without blocking cash flow. Networth Advisory brings you funding from partner banks and NBFCs with minimal documents and quick approval.
01
Your supplier raises an invoice
02
Lender verifies & pays the supplier
03
You get an extended credit period
04
You repay the lender as agreed
THE PROCESS
How it works in six steps
From invoice to supplier payment fully digital and fast.
01
Raise Purchase Invoice
Upload the supplier’s purchase invoice on the partner lender’s financing portal.
02
Quick Verification
A digital system checks the invoice and supplier details.
03
Approval Process
Terms are confirmed and funds are prepared for disbursal.
04
Supplier Paid in 8 Hours
Your supplier is paid directly, within 8 working hours.
05
Extended Credit Period
You get extra time to settle the dues with the lender.
06
Simple Repayment
Repay as per the agreed terms no complexity.
FEATURES & BENEFITS
Funding that keeps your
business moving
Instant Cash Flow
Immediate funds against your unpaid invoices.
No Collateral Required
No assets or property need to be pledged against the funding.
Boost Business Growth
Cover raw materials, inventory or new bulk orders without delay.
Quick Approval & Disbursal
Fast credit so you never miss a supplier deadline.
Flexible Financing
Finance specific invoices, exactly as and when you need.
Better Supplier Relationships
Timely payments build credibility and stronger vendor terms.
ELIGIBILITY & TERMS
Do you qualify?
TURNOVER
₹20 Cr+
Annual business turnover
CIBIL SCORE
685+
For approval & best rates
VINTAGE
3+ Years
Minimum business age
TRACK RECORD
No Defaults
For business & promoters
PROPERTY
1 Property
Applicant should own at least one
KYC
Valid Documents
PAN, GST, company registration
Funding at a glance
Interest rate
Starting 14% p.a.
Funding amount
₹50 Lakhs – ₹3 Cr+
Repayment tenure
30 – 90 days
Collateral
Not required
Rate & limit
Based on profile & cash flow
DOCUMENTS REQUIRED
Owner KYC
Audited financials
Property ownership proof
GST returns
Purchase invoices
CLIENT VOICES
Businesses we have helped
Supplier payments became much faster and our vendor relationships improved noticeably.
Our cash flow is streamlined now, and I can focus on growing the business.
The 8-hour supplier payment and quick digital approvals really stood out.
FAQS
Frequently asked questions
A short-term funding solution where your supplier invoices are financed, so suppliers are paid faster while you get extra time to repay.
Manufacturers, traders and contractors with an annual turnover of ₹20 Cr+, a CIBIL score of 685+ and no past defaults
Owner KYC, GST returns, audited financials, purchase invoices and property ownership proof.
Yes. The application and invoice submission can be done online with minimal paperwork.
Flexible usually between 30 and 90 days, depending on the lender and the invoice.
Some lenders offer instant approval based on your turnover and business profile. Suppliers are typically paid within 8 working hours of approval.