Unlock your property’s value.
Without selling it.
Pledge your residential or commercial property and access high-value funding for business, education or personal needs with long tenure and minimal paperwork.
Starting rate p.a.
Max. of property value
Tenure up to
Share your details - an advisor will call you back.
Customers served
Customer rating
Max. loan-to-value
A loan against property (LAP) is a secured loan where you pledge a residential or commercial property as collateral. You get access to a large amount of funding while continuing to own and use your property.
Use it for business expansion, education or personal needs. Networth Advisory compares offers from banks and NBFCs to find the lender that gives you the best loan value, rate and tenure.
You pledge your property as collateral
Lender evaluates property & profile
Loan sanctioned against its value
You repay in easy EMIs over the tenure
High-value funding, long-term comfort
Borrow up to 90% of your property’s market value, subject to eligibility and lender policy.
Repayment tenure of up to 20 years keeps your EMIs comfortable.
Rates tailored to your profile, from our network of 20+ lenders.
We compare loan-to-value ratios across lenders to maximise your funding.
Move an existing LAP to a lender with lower rates or better terms.
Minimal documentation, quick approvals and faster disbursals.
What can you pledge?
A wide range of property types is accepted, subject to lender policy and verification.
Independent houses, flats and apartments.
Malls, shops, complexes, schools, hospitals and more.
Factories, warehouses and processing units.
Non-agricultural plots.
Five simple steps to funding
Complete the short online application.
Share your business details and requirement.
Upload ID, address, business proof and bank statements.
Your profile is matched with the right lender and approved.
Funds are credited to your account no branch visit needed.
Do you qualify?
minimal documentation is required. Your Networth advisor will share the exact checklist based on your property and profile.
One property, many possibilities
Businesses we have helped
I recently availed a Loan Against Property through Networth Advisory, and the experience was exceptional. The team guided me through every step and offered optimal interest rates that suited my financial needs. I was able to unlock the value of my property without
Frequently asked questions
A loan that does not require any collateral. It is granted on the strength of your credit score, financial health and repayment history, and can be used for business expenses and growth.
Self-employed Indian business owners aged 24–65 with at least 3 years of business vintage, a CIBIL score of 685+ and an annual turnover of ₹2 Cr or more.
Yes. Eligible applicants can get funded without pledging any property or asset.
Yes. The entire process form, documents and approval can be completed online without visiting a branch.
Some lenders offer quick approval, and funds generally reach you within a few days of approval, depending on the lender and your documents.
ID proof, address proof, business proof and bank statements.
Speak to a Networth advisor today no obligation, complete clarity.
Networth Advisory is a new-age financial services platform that brings lenders and borrowers together for a seamless and fuss-free loan disbursal experience. We are associated with the reputed Banks and Non-Banking Financial Companies (NBFCs) in the country. We offer competitive and reasonable loan interest rates.
Read more
A new-age financial services platform connecting borrowers with reputed banks and NBFCs for a seamless loan experience.
Copyright 2025 | Networth Advisory