For Established Suppliers
to pay. Get funded
today.
Unlock up to 85% of your invoice value up to ₹5 Crore for up to 120 days against invoices raised on reputed buyers.
85%
₹5 Cr
Limit up to
120 days
Tranche up to
Interest from 14% p.a.* Final terms depend on lender policy and profile.
Check Your Eligibility
Share your details - an advisor will call you back.
85%
₹5 Cr
120
Days tranche
14%*
Starting interest p.a.
OVERVIEW
What is Sales Invoice Discounting?
You supply goods to a reputed buyer and raise an invoice. Instead of waiting for the due date, you get up to 85% of the invoice valueupfront — and the buyer repays the lender when the invoice falls due.
Built for established manufacturers and traders with a strong buyer base and regular invoice-based sales.
01
You raise an invoice on a reputed buyer
02
Buyer confirms and approves the invoice
03
Up to 85% is paid to you upfront
04
Buyer repays on the due date
FEATURES & BENEFITS
Turn receivables into working capital
01
Up to 85% Funding
No need to mortgage property or provide security for covered loans.
02
Up to ₹5 Crore
Supplier-level limit up to ₹5 Cr; can be extended beyond as per collateral policy.
03
Tranche up to 120 Days
Fund invoices for up to 120 days.
04
Direct Disbursement
Funds are released directly to you, the supplier, against approved invoices.
05
Faster Liquidity
Turn receivables into cash without waiting for buyer payment.
06
Simple Documentation
Invoice-based funding with straightforward paperwork.
THE PROCESS
From invoice to funds
Identify Buyers
Pinpoint the reputed buyers you supply to.
Supplier Assessment
We evaluate your profile, banking and buyer details.
Buyer Validation
Buyer confirmation and invoice approval are obtained.
Disbursement
Funds are released to you against approved invoices.
Repayment
The buyer repays on the due date (you may repay if required).
ELIGIBILITY & DOCUMENTS
Do you qualify?
CUSTOMER TYPE
Manufacturing & Trading
Established businesses
TRACK RECORD
Established Supplier
Supplying to reputed buyers
TURNOVER
₹100 Cr & Above
Borrower turnover
INVOICES
Regular Sales Invoices
Genuine, invoice-based sales
BANKING
Healthy Conduct
Adequate average bank balance
BUYER
Confirmation Available
Buyer confirms and approves invoices
Terms at a glance
Funding
Up to 85% of invoice
Limit
Up to ₹5 Cr*
Tranche
Up to 120 days
Processing fee
Up to 2%
Interest
From 14% p.a., upfront
On early repayment
Interest refunded
*Can be extended beyond ₹5 Crore as per collateral policy. Industry coverage as per lender policy.
FAQS
Frequently asked questions
A collateral-free business loan scheme backed by the Government of India for micro and small enterprises. The Credit Guarantee Fund Trust provides a credit guarantee to the lender, so you can borrow without pledging security.
New and existing micro and small enterprises with a viable business, a valid Udyam Registration and no previous loan defaults.
Up to ₹2 Crores.
KYC details, Udyam Registration, a project report, business proof and financial statements.
No collateral or third-party guarantor is required for loans covered under the scheme.
It is the Government of India’s registration for micro, small and medium enterprises. A valid Udyam certificate is mandatory for CGTMSE-covered loans.
Loans are typically approved within a few working days, subject to lender verification and complete documents.
GET STARTED
your best buyers.
Speak to a Networth advisor today no obligation, complete clarity.