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Networth Advisory (“Company”, “we”, “our”, “us”) values your privacy and is dedicated to protecting your personal information. This Privacy Policy explains what information we collect, why we collect it, how we use and share your data, and what choices you have regarding your information when you access our platform, services, and website.

This Privacy Policy is published in line with Rule 4(1) of the Information Technology (Reasonable Security Practices and Procedures and Sensitive Personal Data or Information) Rules, 2011.

By accessing or using our website, you agree to the collection and use of your information as described in this Privacy Policy. If you do not agree with any part of this Policy, please stop using our website or services.

Information We Collect

We may collect the following types of information when you use our services:

– Personal Information: name, email address, mobile number, date of birth, address, PIN code, PAN, loan amount and related loan details, photograph, passwords, and other identification details you provide.
– Additional Sources: information we obtain from credit bureaus, government databases, and third-party platforms (including social media), where permitted.
– Automatically Collected Information: IP address, browser type, Internet Service Provider (ISP), device details (hardware and operating system), pages visited, referring URLs, date/time stamps, clickstream data, and other usage statistics.
– Cookies & Similar Technologies: cookies and similar tracking technologies used to analyze site usage, remember preferences, and support marketing and analytics.

How We Use Your Information

We use your information to:

– Provide, personalize, and improve our services and website.
– Process applications, requests, or transactions you submit.
– Respond to your queries and provide customer support.
– Send transactional messages and, where you have agreed, marketing messages about products, offers, and promotions.
– Monitor website performance, conduct analytics, and prevent misuse or fraud.
– Comply with legal obligations and resolve disputes.

Communications & Consent

By registering or using our services, you allow Networth Advisory and its business partners to contact you via call, SMS, or email regarding your transactions, requested services, or promotional offers. This consent stays valid until you deactivate your account or withdraw your consent as explained below.

If you want to withdraw your marketing consent, you can do so at any time (see Email Opt-Out below). Note that transactional or service-related messages may still be sent as needed to provide the service you requested.

Sharing & Disclosure of Information

We do not sell or rent your personal data. We may share your information in the following situations:

– With business partners, financial institutions, banks, NBFCs, and service providers to deliver the products or services you request.
– With third-party vendors or affiliates who perform services on our behalf (with limited access and confidentiality obligations).
– In relation to business mergers, acquisitions, or restructuring, following confidentiality and legal requirements.
– To comply with legal, regulatory, or law enforcement requests, including identity verification, investigation, prevention, or detection of cyber incidents, or other lawful purposes.
– In aggregated or anonymized form where individual identification is not possible.

If you apply for third-party financial products through our site, those providers’ privacy policies will apply to the information they handle, and Networth Advisory will not be responsible for their management of your data.

Cookies

We use cookies to improve your experience, analyze website traffic, and support marketing activities. If you disable cookies, some features of the website may not function properly.

Log Files

We automatically collect log file information from your browser when you use our website. This may include IP addresses, browser type, ISP, device information, date/time stamps, referring/exit pages and URLs, pages viewed, number of clicks, and related data. We may link this automatically collected information with personally identifiable information to improve services and for analytics and security purposes.

Data Security

We take reasonable measures to protect your personal information from unauthorized access, misuse, alteration, or destruction. While we strive to keep your data safe, no system can guarantee complete security; thus, we cannot assure total protection.

Your Rights & Choices

You have rights regarding your personal data, including:

– Accessing and updating your information.
– Requesting correction of inaccurate information.
– Withdrawing consent for marketing communications.
– Requesting deletion of your account or personal data, following legal and contractual retention requirements.

To exercise these rights or for assistance, contact us using the details below.

Email Opt-Out

To unsubscribe from promotional emails, write to contactus@networthadvisory.com. We will process unsubscribe requests within 7 working days. After unsubscribing, you should no longer receive promotional emails from us, though you may still receive transactional or service-related communications.

Privacy Policy Updates

We may update this Privacy Policy occasionally. Significant changes will be posted on our website with an updated “Last Updated” date. Continuing to use our services after the changes indicates acceptance of the updated policy.

Contact & Grievance Redressal

For questions, feedback, or grievances, please contact us:

Address: Netaji Subhash Place, Pitampura, New Delhi 110034
Email: contactus@networthadvisory.com
Phone: 9310536219/9354171351
Timing: Mon–Sat (10:00 AM to 6:30 PM), excluding Sundays & Public Holidays

We are committed to addressing your concerns promptly and fairly.