FOR MANUFACTURERS & INDUSTRY
machinery. Keep your
cash.
Finance new machinery or upgrade existing equipment through banks and NBFCs with simple documentation and repayment up to 60 months.
11%*
Starting rate p.a.
60 mo
Tenure up to
Quick
Approvals
*Rates vary by lender and profile.
Check Your Eligibility
Share your details - an advisor will call you back.
11%*
Starting interest rate
20+
4.8
Customer rating
10,000+
Customers served
OVERVIEW
What is a machinery & equipment loan?
It is financing to buy new machinery or upgrade existing equipmentwithout tying up your working capital suited to manufacturers, factories, workshops, warehouses and industrial businesses.
Networth Advisory connects you with banks and NBFCs and helps you choose the structure that fits your repayment capacity.
01
Share your machinery requirement
02
We match you with suitable lenders
03
Lender verifies and approves
04
Funds released, machinery installed
FEATURES & BENEFITS
Grow capacity without draining cash
01
Collateral-Free Option
Funding without extra collateral, where the lender allows it.
02
Competitive Rates
Rates tailored to your credit profile and loan amount.
03
Quick Approvals
Faster decisions so your project stays on schedule.
04
Flexible Tenure
Repayment terms from 12 to 60 months.
05
Simple Documentation
KYC and business proofs no heavy paperwork.
06
Preserve Working Capital
Buy or upgrade machinery without draining cash reserves.
USE CASES
Where this loan works
The complete process can be done online, from application to disbursal.
01
Manufacturing
New production lines and plant machinery.
02
Packaging
Packaging and processing equipment.
03
Construction
Construction machinery and equipment.
04
Industrial Upgrades
Replace or upgrade existing equipment.
THE PROCESS
How to apply online
The complete process can be done online, from application to disbursal.
01
Fill the Form
Submit the online application.
02
Business Details
Share your business and machinery requirement.
03
Upload Documents
KYC, GST, PAN and registration proof.
04
Verification
The lender verifies your profile.
05
Approval & Disbursal
Funds released after approval.
ELIGIBILITY & TERMS
Do you qualify?
BUSINESS
Manufacturer / Trader / Service
Established business
TURNOVER
₹20 Cr+
Lender-specific
TRACK RECORD
No Adverse Credit History
Clean repayment history
CREDIT SCORE
CIBIL 685+
Higher scores get better rates
PROPERTY
Ownership Preferred
At least one property
COMPLIANCE
Valid Proofs
KYC, GST, PAN, registration
Funding at a glance
Interest rate
Starting 14.99% p.a.
Loan amount
Flexible, as per profile
Repayment tenure
Short or longer term
Collateral
Not required
Rate varies by
Lender & credit profile
DOCUMENTS REQUIRED
IDENTITY
KYC
TAX
GST & PAN
BUSINESS
Registration proof
FAQS
Frequently asked questions
A loan that does not require any collateral. It is granted on the strength of your credit score, financial health and repayment history, and can be used for business expenses and growth.
Self-employed Indian business owners aged 24–65 with at least 3 years of business vintage, a CIBIL score of 685+ and an annual turnover of ₹2 Cr or more.
Yes. Eligible applicants can get funded without pledging any property or asset.
Yes. The entire process form, documents and approval can be completed online without visiting a branch.
Some lenders offer quick approval, and funds generally reach you within a few days of approval, depending on the lender and your documents.
ID proof, address proof, business proof and bank statements.
GET STARTED
upgrade.
Speak to a Networth advisor today no obligation, complete clarity.