HOME LOANS · BUY · BUILD · RENOVATE
financed with ease.
Compare home loan offers from leading banks and NBFCs competitive rates, tenure up to 30 years and a simple online process, guided by experts.
7.60%*
Starting rate p.a.
₹5 Cr
Loan up to
30 yrs
Tenure up to
Check Your Eligibility
Share your details - an advisor will call you back.
6,000+
Customers served
20+
4.8
Customer rating
30 Yrs
Max. tenure
OVERVIEW
What is a home loan?
A home loan is a financing option that helps you purchase a new home, buy a residential property under construction, or fund eligible home construction and renovation needs. You repay the borrowed amount through Equated Monthly Instalments (EMIs) over an agreed tenure.
At Networth Advisory, we help you explore home loan options from banks and NBFCs based on your income, financial profile and property requirements. Our team guides you through eligibility, lender options and documentation so you can make an informed decision when financing your home.
01
Share Your Home Loan Requirements
02
Explore Suitable Lender Options
03
Complete Property & Document Verification
04
Loan Approval & Disbursal by the Lender
FEATURES & BENEFITS
Around Your Goals
01
Financing That Fits Your Goals
Every homebuyer has different financial priorities. Whether you’re planning to purchase an apartment, buy an independent house or construct a residential property, choosing the right home loan starts with understanding your requirements. Explore financing options based on your income, property plans and repayment capacity to make a decision that aligns with your long-term goals.
02
Understand the Long-Term Cost
Your home loan EMI is only one part of the overall borrowing cost. The interest rate, repayment tenure and loan amount all influence how much you repay over time. A longer tenure may reduce your monthly EMI but can increase the total interest paid. Compare different repayment scenarios before choosing a home loan structure that suits your budget.
03
Know What Influences Your Eligibility
Home loan eligibility depends on several factors, including your income, employment or business profile, credit score, existing financial obligations and repayment history. Lenders may also assess the property’s value and documentation. Understanding these factors before applying can help you prepare better and explore loan options that are more aligned with your financial profile.
04
Plan Beyond the Property Price
Buying a home involves more than arranging the down payment and monthly EMI. Expenses such as stamp duty, registration charges, legal fees, moving costs, maintenance and potential repairs can increase your overall budget. Planning for these additional costs in advance can help you avoid unexpected financial pressure and preserve funds for other important commitments.
05
Compare Lender Offers Beyond Interest Rates
A suitable home loan should be evaluated on more than its advertised interest rate. Processing fees, fixed or floating interest structures, prepayment conditions, conversion charges and other applicable costs can influence the overall borrowing experience. Comparing the complete terms offered by banks and NBFCs helps you understand the differences between available options before making an informed decision.
06
Protect Your Long-Term Financial Stability
Homeownership is a significant financial milestone, but it should not come at the expense of your financial security. Before committing to a home loan EMI, consider your regular expenses, existing obligations, future goals and emergency savings. Maintaining a manageable repayment commitment can help you balance homeownership with other priorities while building a more sustainable financial future.
HOME LOAN PURPOSES
Find the Right Financing for Your Home
Whether you’re planning to purchase a property, construct a house or improve your existing home, explore financing options based on your needs and lender eligibility criteria.
PURCHASE
Buy a Home of Your Choice
Explore financing options for purchasing an eligible flat, apartment or independent house.
CONSTRUCTION
Build Your Own Home
Explore home loan options for constructing a residential property, subject to lender terms and property approvals.
RENOVATION
Improve Your Existing Home
Explore financing options for eligible home renovation, repairs, extensions or upgrades.
THE PROCESS
Step by Step
01
Share Your Requirements
Tell us about your home loan needs and the property you plan to purchase or construct.
02
Review Your Eligibility
Understand the key eligibility factors based on your income, credit profile and financial commitments.
03
Prepare the Documents
Arrange the required identity, income and property-related documents as advised.
04
Lender Review & Verification
The lender assesses your application, financial profile and property documents.
05
Loan Decision & Disbursal
Once approved and all required conditions are met, the lender proceeds with disbursal as per its terms.
ELIGIBILITY & TERMS
Do you qualify?
APPLICANT
Salaried / Self-employed
Individuals with regular income
CIBIL SCORE
700+
Recommended
LOAN AMOUNT
₹10 L – ₹25 Cr
Based on income & property
TENURE
Up to 30 Years
Depends on the lender
Funding at a glance
Interest rate
Varies by lender
Loan amount
10L to 25Cr
Repayment tenure
Easy EMI plans
Collateral
Not required
Approval based on
Business performance & cash flow
DOCUMENTS
IDENTITY
Aadhaar Card, Passport
RESIDENCE
Utility bills, Rental agreement
INCOME
Salary slips, ITR
PROPERTY
Ownership papers, Tax receipts
FAQS
Frequently asked questions
Financial support from a bank or NBFC that helps you buy or build a house, repaid in EMIs over a long tenure.
Yes. The application is a simple online process, and our advisor will guide you through documents and lender selection.
Salaried and self-employed individuals, based on eligibility, income and credit profile.
Tenure goes up to 30 years, depending on the lender and your profile.
Home loans are available from ₹10 Lakhs up to ₹5 Crore, depending on your income, property value and credit profile.
A CIBIL score of 700+ is recommended for approval and better rates.
Approval can happen in as little as 48 hours, subject to the lender, property verification and complete documents.
GET STARTED
Get the funds your business needs without collateral.
Speak to a Networth advisor today no obligation, complete clarity.